{"id":2453,"date":"2024-10-17T20:56:48","date_gmt":"2024-10-17T20:56:48","guid":{"rendered":"https:\/\/smart-capital.ca\/?page_id=2453"},"modified":"2025-08-15T13:56:17","modified_gmt":"2025-08-15T13:56:17","slug":"construction-financing-services","status":"publish","type":"page","link":"https:\/\/smart-capital.ca\/fr\/construction-financing-services\/","title":{"rendered":"Construction Financing Services in Canada"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2453\" class=\"elementor elementor-2453\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f699d07 e-flex e-con-boxed e-con e-parent\" data-id=\"6f699d07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-15c7dd79 e-con-full e-flex e-con e-child\" data-id=\"15c7dd79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14474475 elementor-widget elementor-widget-elementskit-heading\" data-id=\"14474475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h1 class=\"ekit-heading--title elementskit-section-title \">Construction Financing Services in Canada<\/h1>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p>Secure draw-based construction loans tailored to your project timeline and budget. From land development to full-scale builds, we help you finance every stage.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71791fb e-con-full e-flex e-con e-child\" data-id=\"71791fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48936014 elementor-widget__width-inherit elementor-widget elementor-widget-elementskit-dual-button\" data-id=\"48936014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-dual-button.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n                <div class=\"ekit-element-align-wrapper\">\n                    <div class=\"ekit_double_button\">\n            <a class=\"ekit-double-btn ekit-double-btn-two\" href=\"https:\/\/smart-capital.ca\/commercial-real-estate-sponsors\/\">\n                    Get Pre-Approved                <\/a>\n                  <\/div>\n                <\/div>\n            <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2912abb3 e-flex e-con-boxed e-con e-parent\" data-id=\"2912abb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66af5693 elementor-widget elementor-widget-elementskit-heading\" data-id=\"66af5693\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">First-Time Sponsor Focus<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1edcac55 e-con-full e-grid e-con e-child\" data-id=\"1edcac55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33184da8 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"33184da8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-document\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Simplified Guidance                <\/h3>\n                        \t\t  \t<p>We support new developers through every stage of the financing process, from deal structuring to lender presentations.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-771b833e ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"771b833e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-Document-Search\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Lender Expectations                <\/h3>\n                        \t\t  \t<p>First-time sponsors must present detailed plans, a strong pro forma, and clear risk mitigation strategies.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f86f472 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"1f86f472\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <svg aria-hidden=\"true\" class=\"elementkit-infobox-icon e-font-icon-svg e-fas-network-wired\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M640 264v-16c0-8.84-7.16-16-16-16H344v-40h72c17.67 0 32-14.33 32-32V32c0-17.67-14.33-32-32-32H224c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h72v40H16c-8.84 0-16 7.16-16 16v16c0 8.84 7.16 16 16 16h104v40H64c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h160c17.67 0 32-14.33 32-32V352c0-17.67-14.33-32-32-32h-56v-40h304v40h-56c-17.67 0-32 14.33-32 32v128c0 17.67 14.33 32 32 32h160c17.67 0 32-14.33 32-32V352c0-17.67-14.33-32-32-32h-56v-40h104c8.84 0 16-7.16 16-16zM256 128V64h128v64H256zm-64 320H96v-64h96v64zm352 0h-96v-64h96v64z\"><\/path><\/svg>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Support Network                <\/h3>\n                        \t\t  \t<p>We connect you with experienced general contractors, development partners, or co-guarantors if needed<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a495348 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"7a495348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon genix flaticon-business-presentation\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Tailored Structuring                <\/h3>\n                        \t\t  \t<p>Whether it's a 12-unit rental or a mixed-use project, we structure loans that align with your equity, experience, and timeline.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2cd570 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"7c2cd570\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon genix flaticon-conflagration\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Credibility Building                <\/h3>\n                        \t\t  \t<p>Our team ensures your package builds lender confidence, even if it\u2019s your first deal.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-172d5499 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"172d5499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-lef-right-aligin elementor-animation- media  \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <svg aria-hidden=\"true\" class=\"elementkit-infobox-icon e-font-icon-svg e-far-handshake\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M519.2 127.9l-47.6-47.6A56.252 56.252 0 0 0 432 64H205.2c-14.8 0-29.1 5.9-39.6 16.3L118 127.9H0v255.7h64c17.6 0 31.8-14.2 31.9-31.7h9.1l84.6 76.4c30.9 25.1 73.8 25.7 105.6 3.8 12.5 10.8 26 15.9 41.1 15.9 18.2 0 35.3-7.4 48.8-24 22.1 8.7 48.2 2.6 64-16.8l26.2-32.3c5.6-6.9 9.1-14.8 10.9-23h57.9c.1 17.5 14.4 31.7 31.9 31.7h64V127.9H519.2zM48 351.6c-8.8 0-16-7.2-16-16s7.2-16 16-16 16 7.2 16 16c0 8.9-7.2 16-16 16zm390-6.9l-26.1 32.2c-2.8 3.4-7.8 4-11.3 1.2l-23.9-19.4-30 36.5c-6 7.3-15 4.8-18 2.4l-36.8-31.5-15.6 19.2c-13.9 17.1-39.2 19.7-55.3 6.6l-97.3-88H96V175.8h41.9l61.7-61.6c2-.8 3.7-1.5 5.7-2.3H262l-38.7 35.5c-29.4 26.9-31.1 72.3-4.4 101.3 14.8 16.2 61.2 41.2 101.5 4.4l8.2-7.5 108.2 87.8c3.4 2.8 3.9 7.9 1.2 11.3zm106-40.8h-69.2c-2.3-2.8-4.9-5.4-7.7-7.7l-102.7-83.4 12.5-11.4c6.5-6 7-16.1 1-22.6L367 167.1c-6-6.5-16.1-6.9-22.6-1l-55.2 50.6c-9.5 8.7-25.7 9.4-34.6 0-9.3-9.9-8.5-25.1 1.2-33.9l65.6-60.1c7.4-6.8 17-10.5 27-10.5l83.7-.2c2.1 0 4.1.8 5.5 2.3l61.7 61.6H544v128zm48 47.7c-8.8 0-16-7.2-16-16s7.2-16 16-16 16 7.2 16 16c0 8.9-7.2 16-16 16z\"><\/path><\/svg>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Long-Term Relationship                <\/h3>\n                        \t\t  \t<p>We don't just fund your first project, we lay the foundation for your next five. Our goal is to be your long-term capital advisor.<\/p>\n                                <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3648007 e-flex e-con-boxed e-con e-parent\" data-id=\"3648007\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8086ac2 elementor-widget elementor-widget-heading\" data-id=\"8086ac2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Construction Loan Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f65f74b e-flex e-con-boxed e-con e-parent\" data-id=\"f65f74b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f73ec4 elementor-widget elementor-widget-text-editor\" data-id=\"8f73ec4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1395\" data-end=\"1460\">We guide sponsors and developers through a proven 4-step process:<\/p><ol data-start=\"1462\" data-end=\"1897\"><li data-start=\"1462\" data-end=\"1567\"><p data-start=\"1465\" data-end=\"1567\"><strong data-start=\"1465\" data-end=\"1500\">Preliminary Review &amp; Term Sheet: <\/strong>We assess your project\u2019s viability and issue indicative terms.<\/p><\/li><li data-start=\"1568\" data-end=\"1681\"><p data-start=\"1571\" data-end=\"1681\"><strong data-start=\"1571\" data-end=\"1606\">Lender Matching &amp; Due Diligence: <\/strong>We connect you with lenders aligned to your risk profile and timeline.<\/p><\/li><li data-start=\"1682\" data-end=\"1786\"><p data-start=\"1685\" data-end=\"1786\"><strong data-start=\"1685\" data-end=\"1717\">Draw Schedule Implementation:<\/strong>\u00a0Funds are advanced in tranches based on construction milestones.<\/p><\/li><li data-start=\"1787\" data-end=\"1897\"><p data-start=\"1790\" data-end=\"1897\"><strong data-start=\"1790\" data-end=\"1816\">Exit Strategy Planning: <\/strong>We assist in structuring permanent take-out financing or property disposition.<\/p><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b20845 e-flex e-con-boxed e-con e-parent\" data-id=\"1b20845\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c91bf14 elementor-widget elementor-widget-elementskit-heading\" data-id=\"c91bf14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Types of Construction Financing We Offer<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p>Construction financing isn\u2019t one-size-fits-all, it\u2019s often layered. We help you structure and source:<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05a49f7 e-flex e-con-boxed e-con e-parent\" data-id=\"05a49f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31e3129 elementor-widget elementor-widget-elementskit-heading\" data-id=\"31e3129\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"ekit-heading--title elementskit-section-title \">Senior Construction Debt<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e59cfa3 e-con-full e-grid e-con e-child\" data-id=\"e59cfa3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04efa48 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"04efa48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Main loan used to fund the building phase                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96266ce ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"96266ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Covers 65%\u201375% of total project cost                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aac7a07 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"aac7a07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Secured by the property under construction                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac7b0e3 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"ac7b0e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                     Interest-only during draw schedule                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1dc6b53 e-flex e-con-boxed e-con e-parent\" data-id=\"1dc6b53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3960855 elementor-widget elementor-widget-elementskit-heading\" data-id=\"3960855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"ekit-heading--title elementskit-section-title \">Mezzanine Financing<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21600e6 e-con-full e-grid e-con e-child\" data-id=\"21600e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf44976 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"bf44976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Used for acquiring raw or zoned land pre-construction                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d546969 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"d546969\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Comes after senior debt in priority                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8c3ef8 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"a8c3ef8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Often structured as preferred equity or second mortgage                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0e81f1 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"f0e81f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Higher cost, but enables lower equity injection from the borrower                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9657b1 e-flex e-con-boxed e-con e-parent\" data-id=\"e9657b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de86499 elementor-widget elementor-widget-elementskit-heading\" data-id=\"de86499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"ekit-heading--title elementskit-section-title \">Land Loans<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63941b4 e-con-full e-grid e-con e-child\" data-id=\"63941b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b7260 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"c5b7260\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Used for acquiring raw or zoned land pre-construction                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d4da97 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"1d4da97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Ideal for early-stage developments (zoning, permits not yet secured)                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a063fa ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"0a063fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Typically short-term (12\u201324 months)                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0067dc2 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"0067dc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"#\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text- icon-lef-right-aligin elementor-animation-   \">\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    LTV lower than construction loans (50%\u201365%)                <\/h3>\n                                            <\/div>\n        \n        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dad1128 e-flex e-con-boxed e-con e-parent\" data-id=\"dad1128\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b135f24 elementor-widget elementor-widget-heading\" data-id=\"b135f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose Smart-Capital?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6f76e9 e-flex e-con-boxed e-con e-parent\" data-id=\"b6f76e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-715bddb elementor-widget elementor-widget-text-editor\" data-id=\"715bddb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1950\" data-end=\"1985\"><p data-start=\"1952\" data-end=\"1985\">Access to 100+ Canadian lenders<\/p><\/li><li data-start=\"1986\" data-end=\"2041\"><p data-start=\"1988\" data-end=\"2041\">Bilingual team (EN\/FR) with underwriting experience<\/p><\/li><li data-start=\"2042\" data-end=\"2106\"><p data-start=\"2044\" data-end=\"2106\">Expertise in multifamily, retail, industrial, senior housing<\/p><\/li><li data-start=\"2107\" data-end=\"2163\"><p data-start=\"2109\" data-end=\"2163\">Fast-tracked pre-approvals and transparent processes<\/p><\/li><li data-start=\"2164\" data-end=\"2221\"><p data-start=\"2166\" data-end=\"2221\">AI-powered financial analysis for better lender matches<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1155510 e-flex e-con-boxed e-con e-parent\" data-id=\"1155510\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09cf58d elementor-widget elementor-widget-elementskit-heading\" data-id=\"09cf58d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Ready to Get Your Project Financed?<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p>Whether you're working on land acquisition, zoning approval, or breaking ground, we can step in and structure a solution tailored to your needs.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7823f8c elementor-align-right elementor-align--mobilecenter elementor-align--tabletleft elementor-widget__width-initial elementor-widget elementor-widget-elementskit-button\" data-id=\"7823f8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-button.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t<div class=\"ekit-btn-wraper\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/smart-capital.ca\/commercial-real-estate-sponsors\/\" class=\"elementskit-btn  whitespace--normal\" id=\"\">\n\t\t\t\t\tGet Your Construction Loan Proposal\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26603d3 e-flex e-con-boxed e-con e-parent\" data-id=\"26603d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7893480 e-con-full e-flex e-con e-child\" data-id=\"7893480\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc0b732 elementor-widget elementor-widget-elementskit-heading\" data-id=\"cc0b732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">\u2753 FAQ \u2013 Construction Financing in Commercial Real Estate<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5be3dc5 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"5be3dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69e17742c1bdf\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-5be3dc5\">\n                        <a href=\"#collapse-14514dc69e17742c1bdf\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-14514dc69e17742c1bdf\" aria-expanded=\"false\" aria-controls=\"Collapse-14514dc69e17742c1bdf\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the typical loan term for construction financing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7.19995 16.5V0.5H8.79995V16.5H7.19995Z\" fill=\"#3D3D3D\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 7.69995L16 7.69995L16 9.29995L-2.78554e-07 9.29995L-2.08616e-07 7.69995Z\" fill=\"#3D3D3D\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"3\" viewBox=\"0 0 16 3\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 0.499999L16 0.5L16 2.5L-2.78554e-07 2.5L-2.08616e-07 0.499999Z\" fill=\"#675AFE\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-14514dc69e17742c1bdf\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-5be3dc5\" data-parent=\"#accordion-69e17742c1bdf\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Most construction loans in Canada are short-term (12 to 24 months), interest-only, and tied to draw schedules.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-5be3dc5\">\n                        <a href=\"#collapse-35c8fe469e17742c1bdf\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-35c8fe469e17742c1bdf\" aria-expanded=\"false\" aria-controls=\"Collapse-35c8fe469e17742c1bdf\">\n                            \n                            <span class=\"ekit-accordion-title\">What documentation is required to apply?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7.19995 16.5V0.5H8.79995V16.5H7.19995Z\" fill=\"#3D3D3D\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 7.69995L16 7.69995L16 9.29995L-2.78554e-07 9.29995L-2.08616e-07 7.69995Z\" fill=\"#3D3D3D\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"3\" viewBox=\"0 0 16 3\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 0.499999L16 0.5L16 2.5L-2.78554e-07 2.5L-2.08616e-07 0.499999Z\" fill=\"#675AFE\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-35c8fe469e17742c1bdf\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-5be3dc5\" data-parent=\"#accordion-69e17742c1bdf\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>You'll typically need architectural plans, a construction budget, permits, a detailed timeline, and borrower financials.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-5be3dc5\">\n                        <a href=\"#collapse-c29457c69e17742c1bdf\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c29457c69e17742c1bdf\" aria-expanded=\"false\" aria-controls=\"Collapse-c29457c69e17742c1bdf\">\n                            \n                            <span class=\"ekit-accordion-title\">Can Smart-Capital arrange both construction and permanent financing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7.19995 16.5V0.5H8.79995V16.5H7.19995Z\" fill=\"#3D3D3D\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 7.69995L16 7.69995L16 9.29995L-2.78554e-07 9.29995L-2.08616e-07 7.69995Z\" fill=\"#3D3D3D\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"3\" viewBox=\"0 0 16 3\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 0.499999L16 0.5L16 2.5L-2.78554e-07 2.5L-2.08616e-07 0.499999Z\" fill=\"#675AFE\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c29457c69e17742c1bdf\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-5be3dc5\" data-parent=\"#accordion-69e17742c1bdf\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Yes, we can structure a two-phase solution that includes interim construction financing and long-term take-out loans.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-5be3dc5\">\n                        <a href=\"#collapse-f0f54c169e17742c1bdf\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f0f54c169e17742c1bdf\" aria-expanded=\"false\" aria-controls=\"Collapse-f0f54c169e17742c1bdf\">\n                            \n                            <span class=\"ekit-accordion-title\">What happens if there are delays or overruns?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7.19995 16.5V0.5H8.79995V16.5H7.19995Z\" fill=\"#3D3D3D\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 7.69995L16 7.69995L16 9.29995L-2.78554e-07 9.29995L-2.08616e-07 7.69995Z\" fill=\"#3D3D3D\"><\/path><\/svg>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"3\" viewBox=\"0 0 16 3\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M-2.08616e-07 0.499999L16 0.5L16 2.5L-2.78554e-07 2.5L-2.08616e-07 0.499999Z\" fill=\"#675AFE\"><\/path><\/svg>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f0f54c169e17742c1bdf\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-5be3dc5\" data-parent=\"#accordion-69e17742c1bdf\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>We help structure contingency reserves and lender flexibility clauses to manage potential budget or timeline issues.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                                        <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the typical loan term for construction financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Most construction loans in Canada are short-term (12 to 24 months), interest-only, and tied to draw schedules.<\/p>\"}},{\"@type\":\"Question\",\"name\":\"What documentation is required to apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>You'll typically need architectural plans, a construction budget, permits, a detailed timeline, and borrower financials.<\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can Smart-Capital arrange both construction and permanent financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, we can structure a two-phase solution that includes interim construction financing and long-term take-out loans.<\/p>\"}},{\"@type\":\"Question\",\"name\":\"What happens if there are delays or overruns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>We help structure contingency reserves and lender flexibility clauses to manage potential budget or timeline issues.<\/p>\"}}]}<\/script>\n                                <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Construction Financing Services in Canada Secure draw-based construction loans tailored to your project timeline and budget. From land development to full-scale builds, we help you finance every stage. Get Pre-Approved First-Time Sponsor Focus Simplified Guidance We support new developers through every stage of the financing process, from deal structuring to lender presentations. Lender Expectations First-time [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"iawp_total_views":147,"footnotes":""},"class_list":["post-2453","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/pages\/2453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/comments?post=2453"}],"version-history":[{"count":0,"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/pages\/2453\/revisions"}],"wp:attachment":[{"href":"https:\/\/smart-capital.ca\/fr\/wp-json\/wp\/v2\/media?parent=2453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}