Transformez votre vision immobiliĂšre en capital
We facilitate Commercial Real Estate financing and Equity fundraising
Proposez-nous votre projet dĂšs aujourd'hui !
Smart Capital, Powered by AI
At Smart Capital, we believe the future of real estate lies at the intersection of human insight and advanced technology.
Thatâs why weâve built a powerful AI-driven platform that analyzes deals, assesses risk, and intelligently matches investors with the right opportunities.
âą Automated deal scoring
âą Intelligent investor-developer matching
âą Real-time market analysis & predictive insights
Ready to See What You Can Borrow with Our Mulifamily Loan Calculator?
Types de Biens Immobiliers Financés
Nous vous trouvons le financement qui correspond Ă vos besoins
Multi-Familial
Commercial
Industrielle
Bureau
HĂŽtellerie
Ătablissements d'HĂ©bergement pour Personnes ĂgĂ©es
Terrains
Spécialité
Notre Processus
Ătape 01
Contact
Ătape 02
LOI
Ătape 03
Signature
Ătape 04
Souscription
Ătape 05
Engagement
Ătape 06
Conditions
Ătape 07
Financement
Ătape 08
Management
Financement AlignĂ© sur Votre ĂchĂ©ancier
Types de PrĂȘts
PrĂȘts Ă Terme
Bridge/Interim Loans
PrĂȘts de Construction
Our Track Record, Your Confidence
From strategic acquisitions to high-value exits, our deals speak louder than words, delivering measurable value for our partners and shaping the future of real estate investment.
Profitez d'une consultation gratuite de 30 minutes et découvrez comment nous pouvons concrétiser vos projets !
LĂ oĂč les prĂȘteurs traditionnels perçoivent des risques, nous identifions des opportunitĂ©s
Bénéficiez de financements sur mesure grùce à notre réseau de plus de 100 partenaires financiers, proposant des solutions optimisées en dette et en capital adaptées à vos ambitions.
Construction Financing Services
Explore our proven track record in construction financing, reflecting our impact and performance in the financial landscape.
Notre Engagement
What We Stand For
Our Blog
Insights & Articles
Stay informed with expert insights on commercial real estate financing.
Explore our latest blog posts covering lending strategies, market trends, and smart capital solutions.
Frequently
Asked Questions
We finance a wide range of commercial real estate projects including multifamily, industrial, development land, retail spaces, hotels, senior residences, and more.
No. While we have a strong presence in Quebec, we also support clients across multiple provinces. Our partners include financial institutions, alternative lenders, family offices, and private funds nationwide.
Yes. Depending on the project profile, we structure financing through banks, credit unions, institutional lenders, MICs, alternative funds, or family offices.
Yes, we support selected mandates with equity raising, particularly with family offices and strategic investors.
That said, equity capital is more selective in the current economic climate, with many investors remaining cautious. Our primary focus remains on optimizing debt financing solutions, but if your project has strong fundamentals, we can position it with the right equity partners.
We work on a success-based model, with no upfront fees.
Our advisory fee depends on various factors such as deal complexity, asset type, and financing amount.
Thanks to our use of artificial intelligence, weâve streamlined our processes, allowing us to provide faster service at a more competitive rate than most of the market.
Once you're satisfied with our initial analysis and lender feedback, and prior to the issuance of any letter of intent (LOI), we sign a service agreement to formalize the relationship and ensure clear alignment. We do not charge any upfront fees.
For a preliminary analysis, please send us:
- Project address
- Financing need
- Rent roll
- Appraisal report (if available)
Once we receive these documents, weâll perform an initial review and schedule a meeting to align on next steps.
Yes, some lenders request a good faith deposit when issuing a letter of intent (LOI), and others may require a standby deposit, often refundable upon funding.
These fees, along with any lender costs, are always clearly outlined in the official documents. We work only with reputable Canadian lenders.
 Timelines vary depending on the project type, loan type, and lender.
Some lenders can close in 2â3 weeks, although faster timelines often come at a higher cost.
What we guarantee is a faster, more focused process on our end, thanks to two key advantages:
- We are a boutique firm, handling a limited number of files to ensure high-quality execution.
- We leverage AI tools to accelerate analysis, documentation, and lender matching.
 Itâs simple. Book an intro call with our team or send us:
- Project address
- Financing need
- Rent roll
- Appraisal report (if available)
Weâll review everything, run a preliminary analysis, and schedule a meeting to move forward.
We use AI to accelerate every stage of the financing processâfrom document analysis to lender selection.
This approach is part of what we call Smart Capital 2.0: an intelligent matching system that aligns your project with the most relevant lenders based on dataânot preferences or relationships.
AI doesnât replace our human expertiseâit gives us a strategic edge to deliver faster, more accurate, and more competitive results than traditional methods.
By combining smart technology with hands-on support, we help you secure the best financing, in the best time frame.
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